No matter what type of motor vehicle or recreational vehicle you are interested in purchasing or leasing, doing it online will most likely save you time and money.

The Internet has really evolved in the past few years as a very useful research tool for auto buyers of all ages, no matter the type of vehicle, new or used , that you might be shopping for today.

The time to buy is now, says many experts.  The interest rates are low, automotobile and RV manufacturers' inventory is still somewhat high which means it is a buyers market.  Take care though, don't seem to anxious in front of a salesperson, that could weaken your position.

One of the best ways to be prepared when you begin shopping for that new car, truck or RV is to have your financiing arranged ahead of time.

Having your purchase money arranged ahead of time, gives you the confidence needed that will also help your price negotiation skills.  You know exactly what price ranges you have to work within in order to successfully complete your purchase.

Current auto loan rates as low as 4.5%

Where Will You Get Your Next Vehicle Loan?

Online Lenders Can Save You Money and Offer Faster Service

According to a study by CNW Market Research, approximately 63 percent of Internet users who are likely to purchase a new car would prefer to finance online rather than a dealer, bank or credit union.

But does the thought of shopping for a loan over the Internet make you a little timid? Do you question the security and reliability of the site? Or were you unaware that online financing was even available?

Ways-to-save-money.com  wants to provide you, the consumer, with valuable information about online auto financing. After checking out our site, and getting the straight facts, we are confident  that you will go online to get your next vehicle loan.
 

GetAFreeQuote.com does auto loans and refinancing for any type of vehicle.  Quotes are free.  Loans made on new cars from a dealer or refinance your current auto loan.

PeopleFirst.com is America's largest online auto lender and promises loan response in minutes.  Receive your "Blank Check" as soon as tomorrow.  PeopleFirst.com guarantees you the best loan experience and backs it with $100.

RoadLoans.com says you will save money! 
If you qualify, you can be approved for a loan at a competitive interest rate. You can then negotiate the best price for the vehicle with the check in hand... just like a cash buyer. Save time: Apply confidentially from the privacy of your computer. It only takes a few seconds and you will typically get a response back within minutes. By getting your loan before going to the dealership, you can avoid haggling with a dealer about financing when you find the vehicle you want.

Copyright © 1997, National Institute for Consumer Education, Eastern Michigan University. Any person is hereby authorized to view, copy, print and distribute this mini-lesson for information and education purposes.

Purchasing a new or pre-owned Automobile - Truck - SUV Motorcycle and Recreational Vehicle, using a broker.

Looking for new car, truck, SUV, motorcycle or recreation vehicle?  New car dealers these days are plentiful and very competitive.  An alternative to buying thru a showroom dealer is a licensed automobile broker.  Many brokers utilize the Internet to display their vehicles instead of a car lot.  Most carry a limited in- ventory, but have access to any type of car or truck. However, because overhead expenses are less, auto brokers are in a position to save con- sumers a big hunk of cash on their next motor vehicle pur- chase.  Auto brokers, like auto dealers do differ in their buying operations, financing and fee structures.

Some auto broker/ dealers can save their customers a great deal of pocket change on pre-owned vehicles, especially those Toyota Camry's coming in off executive leases.
Typically, brokers like the Roy Richard Auto Group in San Diego, CA., charge clients a flat service fee ($300- $500) to purchase a vehicle from a local auction.  In most customers have a chance to look at the vehicle the day be fore the auction sale.

"My clients give me the price range they want to pay and then we start looking for the best deals," said Roy Richard, president of the Roy Richard Auto Group.

On average he says he get most vehicles for his clients a couple of  thousand  dollars below wholesale bluebook.